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I don't want to encourage irresponsibility, but it may help to remind ourselves that most companies carry debt. Yes, even Microsoft carries debt for a specific purpose. Debt can help establish a credit record, or build a relationship with a lender (in case you need money later). It can also become a calculated risk for greater growth in the long term. If borrowing money can help you make and sell more products now, it's generally worth the risk of establishing debt in the short term.
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